OLIMPIESE SPELE EN WELVAARTSWENKE

Riaan Botha • September 2, 2024

Die pas afgelope Olimpiese Spele in Parys het aan toeskouers – die skrywer was bevoorreg om sekere items self by te woon- waardevolle welvaartswenke te gee. Alhoewel die openingseremonie omstrede en uit ’n Christelike perspektief onaanvaarbaar was, was die Spele goed georganiseerd.


Dit is bekend dat suksesvolle welvaartskeppers persone is wat georganiseerd en planmatig hul welvaart doelwitte nastreef. As toeskouer was my ervaring dat die Olimpiese Spele se organisasie die groot skare mense gedissiplineerd en hulpvaardig bestuur het. Die verkope van alkoholiese drankies is by byeenkomste verbied en talle vrywilligers het diens gedoen om die toeskouers te help om betyds hul sitplekke in te neem.


Dissipline speel ’n groot rol in die lewe van suksesvolle welvaartskeppers. Die toeskouers by die Olimpiese Spele was gedissiplineerd en het geduldig die polisie toegelaat om hul rugsakke te deursoek vir ontoelaatbare items. Dit het ’n mens nogal herinner aan die deursoek proses op internasionale lughawens wat jou onwillekeurig laat besef het watter risiko’s geloop word met die aanbieding van internasionale byeenkomste.


Trots en netheid is ’n belangrike eienskap by suksesvolle welvaartskeppers. Die toeskouers by die Spele het gewys dat persoonlike trots en netheid vir hulle belangrik is deur die stadions skoon te laat na ’n byeenkoms. Dit was vir my as ’n Suid Afrikaner opvallend hoe skoon die stadions was na ’n sport byeenkoms in vergelyking met plaaslike ervarings.


Seker die belangrikste wenk vir ons as welvaartskeppers was die sportpersoonlikhede se toegewydheid en vasberadenheid om te presteer. Ongeag die realiteit dat sport persoonlikhede van ryk lande meer finansiële ondersteuning van hule sportorganisasies ontvang as diè afkomstig van die sogenaamde arm lande, het die deelnemers goed presteer. Die deelnemers van Suid-Afrka het ondanks min finansiële ondersteuning van sportorganisasies bo-gemiddeld presteer gelewer en 6 medaljes gewen.



Om welvaart te skep en te vermeerder is nie slegs tot voordeel van die betrokke persoon nie maar ook tot voordeel van sy/haar familie en die betrokke gemeenskap. Die Olimpiese Spele se deelnemers se wenke aan welvaartskeppers is om jou welvaarts doelwitte met deusettingsvermoë en planmatig optredena na te streef.

How to invest in a volatile market

By Geo Botha • July 4, 2025
How to invest in a volatile market: 3 Principles to keep in mind ‘In the short term, markets can be very volatile depending on which news story makes headlines. However, over the longer-term investors are always rewarded for staying invested and riding out the waves.’ We know this by now, we have heard it many times before and historical data proves it. Yet it’s easier said than done. When it gets to our own money we are emotionally involved and there is a part of us that believes that this time, it might indeed be different. What if the markets never recover and I suffer permanent capital loss. And with the increase power of AI and social media, it feels like my portfolio hangs on the thread of a single Tweet. In this article Stephen Bernard, an actuarial analyst form our partner Allan Gray share his views, backed by statistics and historical evidence: Read the article here: https://www.allangray.co.za/latest-insights/markets-and-economy/how-to-invest-in-a-volatile-market/

Invest Globally, Prosper Locally: Offshore Strategies for SA Investors

By Ruvan J Grobler • July 1, 2025
In an increasingly interconnected global economy, South African investors are finding compelling reasons to look beyond local borders when building long-term wealth. Offshore investing offers access to broader, more resilient markets, particularly in developed economies with stronger currencies and more stable political environments. Given South Africa’s constrained economic growth, fiscal uncertainty, and the rand’s vulnerability as an emerging market currency, allocating a portion of your portfolio offshore can serve as both a growth engine and a hedge. Investing offshore provides exposure to world-leading companies, industries, and fund managers that are often unavailable in the local market. It allows investors to participate in innovation-led growth in sectors like technology, healthcare, and clean energy, which are typically underrepresented on the JSE. Most importantly, it supports diversification—not just across asset classes, but across geographies, currencies, and economic cycles—reducing concentration risk tied to the South African economy. Key Reasons to Invest Offshore: Diversification: Reduce reliance on South African markets and benefit from a broader global opportunity set. Currency Hedge: Protect your wealth against rand depreciation by investing in hard currencies. Global Access: Gain exposure to top-tier international asset managers and world-class investments. Growth Potential: Participate in faster-growing economies and industries driving global expansion. Important Considerations for South African Tax Residents Before investing offshore, it’s essential to evaluate how your investment aligns with your broader financial planning, particularly around access, succession, taxation, and estate planning: Flexibility: Will you have access to your funds when needed? What types of investments can you hold? Succession Planning: Can your investment be transferred to your heirs? Will Capital Gains Tax (CGT) apply? Tax Compliance: Is the structure tax-efficient, and what must be declared on your tax return? Estate Structuring: Will your investment attract foreign estate duties? Is an offshore executor required? An Efficient Offshore Solution: The Offshore Wrapper A tailored offshore wrapper can simplify many of these complexities, offering a cost-effective and administratively streamlined solution. Key benefits include: No exposure to offshore estate duties No South African executor fees on death No inheritance tax in the offshore jurisdiction Ability to nominate beneficiaries directly for smooth succession Creditor protection for assets held within the structure Consolidation of various investments (e.g., share portfolios, funds) under one structure Minimum investment from $25,000 Tax Treatment The offshore wrapper also provides significant tax efficiency: Taxes are calculated and settled annually by the platform—no action required by the investor CGT is capped at 12%, and income tax at 30% Taxes are applied to USD returns, meaning rand depreciation is not taxed Reach out to me at ruvan@bovest.co.za for more information. Ruvan J Grobler RFP™ (PGDip Financial Planning)